Products and Services

Personal Checking

The FDIC Improvement Act of 1991 contained within it the Truth in Savings Act. The purpose of this act is to enable consumers to make informed decisions about deposit accounts in depository institutions. Below is a condensed description of accounts we have to offer.

For a complete list of services and charges, please see one of our new accounts representatives at the branch nearest you. Someone there will be happy to help you

  BASIC CHECKING HOMELAND GOLD
MINIMUM OPENING $50 $50
QUALIFICATIONS N/A N/A
MONTHLY SERVICE CHARGE

No Monthly Serice Charge

Under 60 Years of Age $8.00

60 Years of Age or Older $5.00

INTEREST BEARING

No

No

OVERDRAFT SERVICES AVAILABLE

VISA DEBIT CARD

FREE ONLINE BANKING, MOBILE BANKING, & ESTATEMENTS

Other Accounts Available

OVERDRAFT PROTECTION AND OVERDRAFT PRIVILEGE

Homeland Bank understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.

Overdraft Coverage Options

  • Dynamic Transfer from another deposit account you have at Homeland Bank1 - Cost $8.75 fee per transfer
  • Overdraft Privilege Standard or Extended Coverage - $28 Overdraft Item Paid Charge per item presented*

1Call us at (318) 649-6126, email us at homelandbookkeeping@homelandfsbank.com, or come by a branch to sign up for this service.
*Per item presented means each time and item is presented, including representment.

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Homeland Bank for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review What Else You Should Know about Overdrafts and Overdraft Fees for other important information.

 

© 2024 Homeland Bank, All rights reserved | Accessibility

Top