| COMMERCIAL CHECKING | SMALL BUSINESS CHECKING | BUSINESS PLUS CHECKING | |
|---|---|---|---|
| MINIMUM OPENING | $100 | $500 | $1,000 |
| QUALIFICATIONS | N/A |
Must have Online Banking and EStatements to avoid Monthly Fee. Limited to 250 Free Transactions per statement cycle. |
Must have Online Banking and EStatements to avoid Monthly Fee. Limited to 500 Free Transactions per statement cycle. |
| MONTHLY SERVICE CHARGE |
$12.75 |
Free for balances above 1500.00 Balances less than $1500 - $10.00 |
Free Balances above $15,000 Balances less than $15,000 - $15.00 |
| NON INTEREST BEARING |
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| OVERDRAFT SERVICES AVAILABLE |
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| VISA DEBIT CARD |
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| FREE ONLINE BANKING, MOBILE BANKING, & ESTATEMENTS |
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| ACH ORIGINATION FOR PAYROLL OR VENDORS |
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| CREDIT CARD PROCESSING |
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| REMOTE DEPOSITS |
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Homeland Bank understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.
1Call us at (318) 649-6126, email us at homelandbookkeeping@homelandfsbank.com, or come by a branch to sign up for this service.
*Per item presented means each time and item is presented, including representment.
Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Homeland Bank for a fee.
Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review What Else You Should Know about Overdrafts and Overdraft Fees for other important information.
If your debit card has been lost or stolen please call 1-800-500-1044 to cancel.
To respond to a text message or email from the fraud department call 1-855-961-1602.
